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Hard Money Loans in Broward County

A direct lender half an hour from the Broward County Courthouse, lending on residential investment property across the county.

Cities we lend in

Lending in Broward County

Outside Miami-Dade the deed stamp is 70 cents per $100, and the documentary stamp on the mortgage is 35 cents per $100 with no cap — the $2,450 ceiling people remember applies only to unsecured notes. Non-recurring intangible tax adds two mills on the secured amount. On a $500,000 loan that is roughly $2,750 before anyone has recorded anything.

On a foreclosure purchase the clerk takes 5% at the sale, there is a ten-day window for objections to the sale, and the certificate of title issues after it closes. Budget the gap: it is the difference between owning the asset and having a receipt.

The Broward market

The median single-family sale price in Broward was $645,000 in June 2026, up 2.4% on the year.June 2026 · source

Single-family homes went under contract in a median 38 days, down from 42 a year earlier.June 2026 · source

Cash buyers took 36.1% of all Broward closings in May 2026 — 52.2% of condo sales, 22.1% of single-family.May 2026 · source

Total taxable value across the county reached $335.9 billion on the 2026 roll, up 6.22%. Fort Lauderdale alone rose 7.51%.Broward County Property Appraiser, July 2026 roll · source

486 single-family units were authorized by permit from January to July 2026, against 430 in the same seven months of 2025.US Census Building Permits Survey, January–July 2026 · source

Florida market reading

What we lend on

First-lien loans from $100,000 to $3,500,000 on residential investment property in Broward County — single family, condo, townhouse and multi-family. Up to 75% of value, twelve months, interest-only.

We are a direct, balance-sheet lender. We underwrite, fund and service our own loans, so the decision is ours and it turns on the property and the sponsor’s public record — not on a credit report, tax returns or an outside appraisal.

Indicative terms — every program
Loan amount$100K – $3.5M
Max loan-to-valueUp to 75%
Term12 months (up to 24)
StructureInterest-only
PaymentsMonthly
CollateralResidential, non-owner-occupied
LienFirst lien only

Terms are indicative; the current sheet is always the rates page.

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Nearby: Southeast Florida