SFR Capital:
Buy & Hold Loans
Intend to hold onto your property? Then a Buy & Hold loan is right for you.

Buy & Hold Loan Facts
- Term: 12 Months
- Amount: $100k to $2.5M+
- Interest Rate: 12%
- Origination Fee: 2%
- LTV: Up to 80% of price;
Up to 70% of the ARV - Property: Residential
- Type: Non-Owner Occupied
- Pre-Pay Penalty: No
- Extension: 1% for One Yr
Residential Buy & Hold Loans
A hard money buy and hold loan is a short-term loan that is secured by a property that the borrower intends to hold for the long term.
These loans are typically used by real estate investors who are looking to purchase properties that they can then rent out or flip. Hard money loans are typically a good option for investors who need quick access to capital or who do not meet the lending criteria of traditional lenders.
Buy and hold loans can provide investors with access to capital that they may not otherwise have. This can be helpful for investors who are looking to purchase a property that is out of their price range or who do not have enough cash on hand for a down payment.
SFR Capital: Making Buy & Hold Loans Easy
Buy & Hold Loans - Easy
Traditional loans are complicated and confusing. With SFR Capital, our residential hard money buy & hold loans are simple to understand.
Buy & Hold Loans - Fast
An application process that takes just 5 minutes is only the first way SFR Capital makes residential hard money buy & hold loans fast.
Buy & Hold Loans - Certain
SFR Capital keeps it simple by requiring only factual information about the property and ownership when underwriting.
We're here to answer your questions
Why choose us for quick loans?
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No fee's & no paperwork
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Secure application
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100% online
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Same day approval
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Same day approval
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Same day approval
SFR Capital – Residential Buy & Hold Funding
SFR Capital is typically able to approve and fund loans much more quickly than traditional banks. This can be a major advantage if you need the money quickly, such as if you're trying to close on a property before it's sold to someone else.
Hard money lenders are typically more lenient on credit requirements than traditional banks. This means that you may be able to qualify for a hard money loan even if you have bad credit or other financial problems.
SFR Capital hard money loans do not have prepayment penalties. This means that you can pay off the loan early without having to pay any additional fees. This can be a major advantage if you're able to sell your property quickly and pay off the loan early.
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SFR Capital Team
Learn more about SFR Capital and our team of experienced underwriters