Loan Programs

Four ways to fund Florida residential investment property — one lender, one decision-maker, first lien only.

Residential Fix & Flip Loans

Direct private fix & flip lending for Florida residential investors. First lien, up to 75% LTV, close in days — SFR underwrites the property, not your tax returns.

Residential Bridge Loans

Short-term private bridge financing for Florida residential investment property. Close before you sell, refinance on your timeline — first lien, up to 75% LTV.

Residential Buy & Hold Loans

Private buy & hold financing for Florida rental-property investors. Acquire now, season the asset, refinance into long-term debt — first lien, up to 75% LTV.

Multi-Family Loans

Direct private lending for Florida multifamily investment property — purchase or refinance, first lien, up to 75% LTV, funded from SFR Capital's own balance sheet.

Indicative terms — every program
Loan amount	$100K – $3.5M
Max loan-to-value	Up to 75%
Term	12 months (up to 24)
Structure	Interest-only
Payments	Monthly
Collateral	Residential, non-owner-occupied
Lien	First lien only

Terms are indicative; the current sheet is always the rates page.

Start your application

SFR Capital LLC (SFR) is a private lender, license exempt under Fla. Stat. § 494.00115. SFR only makes business purpose mortgage loans on non-owner occupied Florida investment property. Nothing here is an offer or commitment to lend. All loans are subject to SFR approval of the sponsor, property collateral, title and documentation.