Intend to hold the property? A buy & hold loan is built for that.
A buy & hold loan is a short-term loan secured by a property the borrower intends to keep — typically to rent out while arranging long-term financing.
Investors use them to move on a property quickly, then refinance once the asset is stabilised. That reach — buying before the long-term debt exists — is exactly what a balance-sheet lender can offer and a bank cannot.
SFR Capital underwrites the property and the sponsor's public record. No tax returns, no outside appraisal committee.
Terms are indicative; the current sheet is always the rates page.
Easy. Traditional loans are complicated and confusing. SFR Capital's buy & hold loans are simple to understand.
Fast. An application that takes about five minutes is only the first way SFR Capital makes buy & hold loans fast.
Certain. Underwriting asks for factual information about the property and its ownership — nothing else.
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We lend across Florida, and most of our work is in the three South Florida counties:
Other programs: Residential Fix & Flip Loans · Residential Bridge Loans · Multi-Family Loans · Articles
SFR Capital LLC (SFR) is a private lender, license exempt under Fla. Stat. § 494.00115. SFR only makes business purpose mortgage loans on non-owner occupied Florida investment property. Nothing here is an offer or commitment to lend. All loans are subject to SFR approval of the sponsor, property collateral, title and documentation.
Thirteen questions. We will tell you straight away whether it is a deal we can do.
The borrower
Your details
The property
Enter the address myself
By submitting, you agree to be contacted by SFR Capital about this loan inquiry by phone, text, or email.
Business-purpose loans on non-owner-occupied Florida residential property. Indicative/preliminary, subject to final SFR underwriting and approval. Terms are set per deal.