← All loan programs

Multi-Family Loans

Purchase or refinance multifamily property on an investor's timeline.

A multifamily hard money loan is a short-term loan secured by a multifamily property, used by investors to purchase or refinance quickly.

In a fast market, the ability to close is the negotiation. Direct lenders like SFR Capital work with investors who need certainty on a date — a major advantage when a good deal will not wait for a bank's timeline.

One lender, one decision-maker, first lien only.

Indicative terms — every program
Loan amount$100K – $3.5M
Max loan-to-valueUp to 75%
Term12 months (up to 24)
StructureInterest-only
PaymentsMonthly
CollateralResidential, non-owner-occupied
LienFirst lien only

Terms are indicative; the current sheet is always the rates page.

Easy, fast, certain

Easy. Traditional loans are complicated and confusing. SFR Capital's multifamily loans are simple to understand.

Fast. An application that takes about five minutes is only the first way SFR Capital makes multifamily loans fast.

Certain. Underwriting asks for factual information about the property and its ownership — nothing else.

Start your application   Talk to us first

Where we lend

We lend across Florida, and most of our work is in the three South Florida counties:

Other programs: Residential Fix & Flip Loans · Residential Bridge Loans · Residential Buy & Hold Loans · Articles