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Residential Bridge Loans

Short-term loans that bridge the gap between buying and selling.

A residential bridge loan is a short-term loan secured by real estate, used to bridge the gap between the moment a purchase has to close and the moment longer-term financing — or a sale — catches up.

A typical case: buying the next property before the current one sells. Bridge loans can be approved and funded quickly, do not hinge on a credit score, and can fund a purchase, a renovation or a flip.

Because SFR Capital lends its own capital, a bridge approval is a property question, not a paperwork question.

Indicative terms — every program
Loan amount$100K – $3.5M
Max loan-to-valueUp to 75%
Term12 months (up to 24)
StructureInterest-only
PaymentsMonthly
CollateralResidential, non-owner-occupied
LienFirst lien only

Terms are indicative; the current sheet is always the rates page.

Easy, fast, certain

Easy. Traditional loans are complicated and confusing. SFR Capital's bridge loans are simple to understand.

Fast. An application that takes about five minutes is only the first way SFR Capital makes bridge loans fast.

Certain. Underwriting asks for factual information about the property and its ownership — nothing else.

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Where we lend

We lend across Florida, and most of our work is in the three South Florida counties:

Other programs: Residential Fix & Flip Loans · Residential Buy & Hold Loans · Multi-Family Loans · Articles